Insuring Generations One Family at a Time

Protect what matters most with Lotus Insurance & Multi Service Agency. Family owned and operated. We provide reliable and affordable coverage tailored to your needs. Whether it’s auto, home, or commercial insurance! We will guide you every step of the way! Give us a call to request a quote!

Get Insurance

As an independent insurance agency, we work for YOU – offering more coverage options and finding the best protection for you, your family, your business for the best price. Start your insurance quote today.

Personal Auto

There are a number of coverage options available. The most common coverages, however, include liability, comprehensive, collision, medical payments and personal injury protection (PIP).

Homeowners

Your homeowners insurance policy may also cover living expenses above your normal cost of living if a covered loss forces you to stay elsewhere while your home is being repaired or rebuilt. It may also provide coverage for accidents or injuries that occur in your home or on your property. A homeowners policy may cover injuries you unintentionally caused to others away from your property for which you may be liable.

Workers Compensation

If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. General Liability covers injuries occurring on your business premises or business activities that cause damage to someone else’s property.

Commercial Auto

If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability coverage for accidents and physical damage coverage for the vehicles.

Business Owners Policy

A business owner’s policy, aka BOP, is a cost effective way for small business owners to get general liability and commercial property insurance combined into a single policy.

Professional Liability

Professional Liability Insurance, aka Errors & Omissions (E&O), can help cover legal expenses if your business is sued for a mistake, missed deadline, project scope disputes, negligence, or other risks associated with customer satisfaction.

Commercial Umbrella

Commercial Umbrella, aka Commercial Excess, provides additional coverage once the underlying policy reaches its limit. It can boost the coverage for general liability, commercial auto, and employer’s liability insurance.

Commercial Property

Commercial Property Insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.

Renter Insurance

Renter Insurance is an insurance policy that can cover theft, water backup damage, certain natural disasters, bodily injuries and more in a rented property.

3 simple steps to get insurance.

1. Quote

Provide basic information. We manage the complicated behind the scenes by putting in the work with the insurance companies to make your life easier.

2. Compare

Talk to an agent to find the best coverage. Receive a side-by-side comparison and a complete explanation of your coverages so you understand all your policies.

3. Bind

Get quoted & covered with great rates. Use online e-signatures and payments when purchasing insurance, getting the best coverage and best rates for your situation.

Our Trusted Insurance Carriers

We only work with reputable companies that deserve you as a client.

Reviews from Lotus Insurance Agency clients.

This is my first experience working with Lotus and Christina has made this a very easy one. She explains everything and worked with our lender and us to make a first time home purchase and insurance less of a nightmare. Thanks!
testimonial
John Doe
CEO, Acme Inc.

Meet Our Team

Not all insurance agents are created equal. At Lotus Insurance Agency, we go out of our way to treat our clients like people and we use our industry experience and diversified knowledge base to protect what you value most.

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Jhon Doe

Sales Agent

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Christina Casillas

Director CEO

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Lisa Hoffman​

Director HR

Top insurance policies to fit your business.

No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages. We offer tailored policies to help protect your business from fast-moving risks.